State Flood Risk Disclosure Best Practices
For Public Release 14
State
(Ordered from Highest
to Lowest Flood
Insurance Penetration
Rate)
Number of
Residential
Flood
Insurance
Contracts in
Force
Statewide as
of 5/16/2022
Total Number
of Residential
Structures in
the State as of
5/16/2022
Statewide
Residential
Flood
Insurance
Penetration
Rate as of
5/16/2022
Number of State-
Mandated Flood
Risk Disclosure
Requirements
Maryland 32,374 1,874,568 1.73% 1.5
Alabama 29,922 1,778,757 1.68% 0
California 154,391 9,367,440 1.65% 3
West Virginia 9,864 673,357 1.46% 0
Oregon 17,784 1,293,153 1.38% 2.5
Vermont 2,328 172,304 1.35% 0
New Mexico 9,179 679,480 1.35% 0
Kentucky 14,737 1,261,103 1.17% 2.5
Maine 5,335 478,758 1.11% 0
Washington 23,807 2,251,543 1.06% 2.5
District of Columbia 1,228 116,432 1.05% 1
Arkansas 10,499 1,025,776 1.02% 0
Nebraska 6,335 626,143 1.01% 3
New Hampshire 4,343 446,415 0.97% 0
Nevada 8,336 894,349 0.93% 2
Tennessee 20,248 2,217,557 0.91% 2.5
South Dakota 2,342 258,009 0.91% 3
Pennsylvania 35,809 4,134,248 0.87% 2
Arizona 20,606 2,384,574 0.86% 1.5
Iowa 7,622 923,321 0.83% 2
Montana 3,185 396,447 0.80% 0
Alaska 1,601 206,522 0.78% 3
Idaho 4,096 534,067 0.77% 0.5
Oklahoma 9,286 1,299,494 0.71% 4.5
Illinois 23,901 3,454,545 0.69% 3
Kansas 6,376 924,457 0.69% 0
Colorado 11,629 1,728,488 0.67% 2.5
Indiana 14,296 2,225,316 0.64% 3.5
Missouri 12,701 2,030,324 0.63% 0